Protecting a home from nursing-home costs.
The most common — and most stressful — question we hear: "Will Medicaid take Mom's house?" Here's the honest, plain-language version of how planning changes the answer.
The 5-year look-back
Medicaid reviews asset transfers made within five years of applying for long-term care. Gifts and transfers in that window can trigger a penalty period — which is exactly why early planning matters.
Asset Protection Trusts
An irrevocable Medicaid Asset Protection Trust, set up in advance, can shield the family home and other assets while still allowing you to qualify for benefits when care is needed.
Even in a crisis
If care is needed now, options still exist — spousal protections, exempt transfers, and crisis strategies. The sooner we talk, the more we can protect.
A will; a trust (revocable or irrevocable); beneficiary designations; a health-care power of attorney; a durable financial power of attorney; guardianship determinations for dependents; and a letter of intent. Not everyone needs every piece — we tailor it to you.
Flat rates where it fits — fees agreed in advance, no surprises. Decades of dedicated elder-law practice across New Jersey and New York. A responsive support team — if you need to speak with the attorney, you can usually get a same-day appointment.